If a car accident occurs and is not your fault, there are several things to consider, including seeking compensation from the insurance company. Once an accident occurs, it is often advisable to call the police, get any required medical attention, and contact a car accident attorney. Here are some steps to take following an accident caused by a negligent party:
Seek Immediate Medical Attention
If possible, move yourself and your car to the roadside or a safe area to prevent further damage or injury. Dial emergency medical services in case anyone is injured, as prompt medical attention may prevent worsening injuries and long-term disabilities. Documentation showing that your injuries needed medical attention may also support future compensation claims.
Gather Relevant Information
Exchange information with drivers on the scene and others involved in the collision. Relevant information could include the drivers’ names, addresses, phone numbers, license plate registration details, and insurance policy numbers. Consider collecting the names and contacts of passengers or witnesses of the accident. Taking pictures of the accident scene and vehicle damage may also help strengthen your case.
Request the Police Report
When law enforcement officers arrive at the scene, they will interview you, the other drivers, and others on the scene. They will then write an incident report that includes the accident’s details and the officers’ views regarding traffic law violations leading to the accident. You can later request a copy of this accident report. Your car accident attorney or your insurer may also help you get a copy of this report.
Consider a Comprehensive Medical Exam
Emergency medical services immediately after the accident may not show the full extent of physical injuries caused. Visiting your doctor for a comprehensive medical exam may identify additional underlying issues that need treatment. When making a claim against the negligent driver, a detailed medical exam enables you to document your injuries accurately. This may help you receive adequate financial compensation to cover health complications caused by the accident.
Contact a Car Accident Attorney
Contact an experienced car accident attorney for legal advice and guidance as you seek compensation. An attorney can help you gather the right details before approaching your insurer or the other driver’s insurer for compensation. They may also help you identify the applicable rules of negligent driving in your state. No-fault states may require your insurance to cover medical bills and the partial loss of wages if the damages are minor. Car accident lawyers can help you identify the limit of damages to be compensated by your insurer in such states. In other states, the negligent driver must meet compensation for damages, medical costs, and other losses due to injury.
Inform Your Insurance Company
Insurance policy contracts can require you to promptly inform your insurer of any accidents that may lead to the filing of a claim for compensation. By informing your insurance company of the collision, your insurer may begin the claims process. This can help you receive compensation from the negligent driver. Your insurer may also pay for the losses incurred if located in a no-fault state or when the other driver has limited coverage.
Consider a Lawsuit
If an insurance company disputes your claim or denies a fair settlement, consider filing a formal lawsuit and beginning the litigation process. This process allows for a thorough examination of evidence, witness testimonies, and legal arguments in a court of law. A car accident attorney can help you navigate the lawsuit and settlement negotiations. They can use their expertise to increase your chances of a positive outcome.
Work With an Experienced Car Accident Attorney Today
Auto accidents caused by negligent parties can lead you to the emergency room, potentially resulting in costly medical bills and lost wages. Taking the proper steps, including seeking medical attention and contacting a lawyer, can help minimize the impact of such accidents. Contact a reputable auto accident attorney to guide you through the legal process and help you receive fair compensation.